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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,562 | $64,359-43.2% | $90,161-59.4% | $70,126-47.9% |
| Participation rate | 81.6% | 70.4%+11.1pp | 76.9%+4.7pp | 69.5%+12.0pp |
| Annual return | 54.53% | 28.13%+26.4pp | 34.89%+19.6pp | 73.15%-18.6pp |
| Employer contribution / active EE | $1,533 | $2,046-25.1% | $3,318-53.8% | $2,343-34.6% |
| Participant deferral / active EE | $5,322 | $4,389+21.3% | $5,287+0.7% | $3,332+59.7% |
| Admin fee / account holder | $7,491 | $3,945+89.9% | $5,943+26.0% | $4,645+61.2% |