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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,345 | $63,355-14.2% | $91,994-40.9% | $72,983-25.5% |
| Participation rate | 61.1% | 72.5%-11.4pp | 78.6%-17.5pp | 69.5%-8.4pp |
| Annual return | 19.79% | 35.35%-15.6pp | 69.03%-49.2pp | 81.01%-61.2pp |
| Employer contribution / active EE | $1,196 | $2,116-43.5% | $3,452-65.3% | $2,440-51.0% |
| Participant deferral / active EE | $4,377 | $4,883-10.4% | $5,923-26.1% | $3,608+21.3% |
| Admin fee / account holder | $13,040 | $4,668+179.3% | $7,743+68.4% | $5,124+154.5% |