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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,326 | $56,287-44.3% | $80,977-61.3% | $62,881-50.2% |
| Participation rate | 65.2% | 68.9%-3.7pp | 75.8%-10.6pp | 69.3%-4.1pp |
| Annual return | 63.42% | 22.13%+41.3pp | 17.11%+46.3pp | 20.14%+43.3pp |
| Employer contribution / active EE | $1,022 | $1,943-47.4% | $3,715-72.5% | $2,281-55.2% |
| Participant deferral / active EE | $3,831 | $4,196-8.7% | $5,696-32.7% | $3,203+19.6% |
| Admin fee / account holder | $1,335 | $3,742-64.3% | $5,517-75.8% | $4,296-68.9% |