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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,572 | $76,551+57.5% | $123,894-2.7% | $62,881+91.7% |
| Participation rate | 97.1% | 73.0%+24.2pp | 81.4%+15.7pp | 69.3%+27.8pp |
| Annual return | 10.02% | 18.68%-8.7pp | 47.52%-37.5pp | 20.14%-10.1pp |
| Employer contribution / active EE | $6,623 | $2,882+129.8% | $4,617+43.5% | $2,281+190.4% |
| Participant deferral / active EE | $1,306 | $4,840-73.0% | $5,984-78.2% | $3,203-59.2% |
| Admin fee / account holder | $1,462 | $4,826-69.7% | $8,357-82.5% | $4,296-66.0% |