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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,505 | $138,076+221.2% | $123,553+259.0% | $135,380+227.6% |
| Participation rate | 95.0% | 84.7%+10.3pp | 82.3%+12.7pp | 82.6%+12.4pp |
| Annual return | -5.48% | 153.70%-159.2pp | 119.21%-124.7pp | 519.81%-525.3pp |
| Employer contribution / active EE | $9,332 | $5,152+81.1% | $4,628+101.6% | $4,779+95.3% |
| Participant deferral / active EE | $11,489 | $6,800+69.0% | $6,426+78.8% | $5,609+104.8% |
| Admin fee / account holder | $1,160 | $10,917-89.4% | $9,284-87.5% | $10,828-89.3% |