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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $532,272 | $165,399+221.8% | $149,745+255.5% | $158,982+234.8% |
| Participation rate | 94.7% | 84.6%+10.2pp | 82.5%+12.3pp | 82.0%+12.8pp |
| Annual return | 2.59% | 348.34%-345.8pp | 276.72%-274.1pp | 302.99%-300.4pp |
| Employer contribution / active EE | $6,022 | $5,105+18.0% | $4,646+29.6% | $4,763+26.4% |
| Participant deferral / active EE | $9,580 | $7,183+33.4% | $6,843+40.0% | $5,983+60.1% |
| Admin fee / account holder | $15,277 | $10,811+41.3% | $9,312+64.1% | $11,252+35.8% |