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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $544,128 | $157,304+245.9% | $141,197+285.4% | $152,909+255.8% |
| Participation rate | 95.0% | 84.8%+10.2pp | 82.5%+12.5pp | 82.5%+12.5pp |
| Annual return | 20.58% | 64.34%-43.8pp | 71.41%-50.8pp | 345.46%-324.9pp |
| Employer contribution / active EE | $2,205 | $5,263-58.1% | $4,736-53.4% | $4,764-53.7% |
| Participant deferral / active EE | $8,821 | $7,111+24.0% | $6,710+31.4% | $5,851+50.7% |
| Admin fee / account holder | $1,708 | $12,126-85.9% | $10,265-83.4% | $11,601-85.3% |