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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $429,917 | $150,447+185.8% | $136,298+215.4% | $147,586+191.3% |
| Participation rate | 95.5% | 84.4%+11.0pp | 81.9%+13.5pp | 82.8%+12.6pp |
| Annual return | 131.03% | 1049.15%-918.1pp | 5156.27%-5025.2pp | 578.59%-447.6pp |
| Employer contribution / active EE | $8,567 | $5,256+63.0% | $4,696+82.4% | $4,876+75.7% |
| Participant deferral / active EE | $3,970 | $6,631-40.1% | $6,247-36.5% | $5,439-27.0% |
| Admin fee / account holder | $6,524 | $10,906-40.2% | $9,244-29.4% | $10,886-40.1% |