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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,232 | $84,953+151.0% | $163,379+30.5% | $82,637+158.0% |
| Participation rate | 82.5% | 65.9%+16.5pp | 76.8%+5.6pp | 68.1%+14.4pp |
| Annual return | 12.80% | 23.07%-10.3pp | 63.41%-50.6pp | 53.51%-40.7pp |
| Employer contribution / active EE | $3,185 | $2,183+45.9% | $3,752-15.1% | $2,552+24.8% |
| Participant deferral / active EE | $7,899 | $4,326+82.6% | $6,282+25.8% | $4,126+91.4% |
| Admin fee / account holder | $26,069 | $7,921+229.1% | $9,818+165.5% | $7,339+255.2% |