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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,232 | $80,812+163.9% | $160,784+32.6% | $82,448+158.6% |
| Participation rate | 82.5% | 66.2%+16.2pp | 77.0%+5.5pp | 68.1%+14.4pp |
| Annual return | 12.80% | 100.59%-87.8pp | 1803.92%-1791.1pp | 41.64%-28.8pp |
| Employer contribution / active EE | $3,185 | $2,174+46.5% | $3,733-14.7% | $2,551+24.8% |
| Participant deferral / active EE | $7,899 | $4,335+82.2% | $6,293+25.5% | $4,139+90.8% |
| Admin fee / account holder | $26,069 | $7,695+238.8% | $9,717+168.3% | $7,234+260.4% |