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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,296 | $65,395+183.3% | $182,531+1.5% | $72,983+153.9% |
| Participation rate | 85.1% | 65.4%+19.7pp | 78.0%+7.1pp | 69.5%+15.6pp |
| Annual return | 5.56% | 27.68%-22.1pp | 148.57%-143.0pp | 81.01%-75.4pp |
| Employer contribution / active EE | $1,396 | $1,911-27.0% | $4,075-65.8% | $2,440-42.8% |
| Participant deferral / active EE | $3,961 | $3,563+11.2% | $5,525-28.3% | $3,608+9.8% |
| Admin fee / account holder | $24,155 | $4,245+469.1% | $8,593+181.1% | $5,124+371.4% |