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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,526 | $62,672+135.4% | $185,117-20.3% | $70,126+110.4% |
| Participation rate | 87.5% | 63.8%+23.7pp | 77.3%+10.2pp | 69.5%+18.0pp |
| Annual return | 12.71% | 40.79%-28.1pp | 40.50%-27.8pp | 73.15%-60.4pp |
| Employer contribution / active EE | $3,496 | $1,753+99.4% | $4,182-16.4% | $2,343+49.3% |
| Participant deferral / active EE | $7,592 | $3,272+132.1% | $5,045+50.5% | $3,332+127.9% |
| Admin fee / account holder | $21,427 | $3,932+445.0% | $8,159+162.6% | $4,645+361.2% |