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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,459 | $56,054+166.6% | $171,082-12.6% | $62,881+137.7% |
| Participation rate | 89.6% | 62.9%+26.7pp | 76.7%+12.9pp | 69.3%+20.3pp |
| Annual return | -0.00% | 22.52%-22.5pp | 32.56%-32.6pp | 20.14%-20.1pp |
| Employer contribution / active EE | $3,994 | $1,731+130.7% | $4,002-0.2% | $2,281+75.1% |
| Participant deferral / active EE | $7,844 | $3,158+148.4% | $4,797+63.5% | $3,203+144.9% |
| Admin fee / account holder | $1,477 | $3,647-59.5% | $8,520-82.7% | $4,296-65.6% |