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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,952 | $78,707+138.8% | $117,861+59.5% | $70,126+168.0% |
| Participation rate | 86.7% | 73.2%+13.5pp | 79.7%+7.0pp | 69.5%+17.1pp |
| Annual return | 10.55% | 23.30%-12.7pp | 335.11%-324.6pp | 73.15%-62.6pp |
| Employer contribution / active EE | $7,700 | $2,223+246.3% | $3,786+103.4% | $2,343+228.7% |
| Participant deferral / active EE | $1,677 | $3,297-49.1% | $4,482-62.6% | $3,332-49.7% |
| Admin fee / account holder | $2,213 | $5,066-56.3% | $8,021-72.4% | $4,645-52.4% |