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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,444 | $72,404+131.3% | $110,243+51.9% | $64,173+160.9% |
| Participation rate | 84.8% | 73.3%+11.5pp | 79.8%+5.0pp | 69.6%+15.3pp |
| Annual return | -6.10% | -6.29%+0.2pp | 314.76%-320.9pp | 7.63%-13.7pp |
| Employer contribution / active EE | $6,003 | $2,282+163.1% | $3,827+56.9% | $2,381+152.1% |
| Participant deferral / active EE | $1,265 | $3,469-63.5% | $4,672-72.9% | $3,470-63.6% |
| Admin fee / account holder | $1,158 | $5,664-79.6% | $8,548-86.5% | $4,887-76.3% |