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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,359 | $69,977+149.2% | $108,582+60.6% | $62,881+177.3% |
| Participation rate | 82.8% | 72.9%+9.9pp | 79.6%+3.2pp | 69.3%+13.5pp |
| Annual return | 3.40% | 10.73%-7.3pp | -51.70%+55.1pp | 20.14%-16.7pp |
| Employer contribution / active EE | $8,097 | $2,135+279.3% | $3,758+115.4% | $2,281+255.0% |
| Participant deferral / active EE | $1,335 | $3,165-57.8% | $4,311-69.0% | $3,203-58.3% |
| Admin fee / account holder | $16,481 | $5,076+224.7% | $7,645+115.6% | $4,296+283.7% |