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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,190 | $65,704+197.1% | $94,229+107.1% | $59,633+227.3% |
| Participation rate | 92.3% | 72.1%+20.2pp | 78.8%+13.5pp | 68.7%+23.6pp |
| Annual return | -3.17% | 5.22%-8.4pp | 10.68%-13.9pp | 2041.45%-2044.6pp |
| Employer contribution / active EE | $8,880 | $2,021+339.5% | $3,587+147.6% | $2,203+303.2% |
| Participant deferral / active EE | $1,565 | $3,143-50.2% | $4,320-63.8% | $3,192-51.0% |
| Admin fee / account holder | $1,146 | $4,265-73.1% | $6,269-81.7% | $4,297-73.3% |