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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,360 | $91,536+99.2% | $130,062+40.2% | $75,177+142.6% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 11.57% | -631.62%+643.2pp | -137.37%+148.9pp | 160.75%-149.2pp |
| Employer contribution / active EE | $4,337 | $2,845+52.5% | $4,322+0.3% | $2,671+62.4% |
| Participant deferral / active EE | $2,570 | $4,343-40.8% | $5,821-55.8% | $4,126-37.7% |
| Admin fee / account holder | $70,414 | $6,780+938.6% | $10,601+564.2% | $5,651+1146.0% |