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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $513,486 | $176,105+191.6% | $159,474+222.0% | $167,536+206.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 28.95% | 331.91%-303.0pp | 263.68%-234.7pp | 478.82%-449.9pp |
| Employer contribution / active EE | $28,044 | $5,299+429.2% | $4,831+480.5% | $4,839+479.5% |
| Participant deferral / active EE | $14,384 | $7,751+85.6% | $7,353+95.6% | $6,342+126.8% |
| Admin fee / account holder | $5,014 | $12,559-60.1% | $10,802-53.6% | $12,315-59.3% |