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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,811 | $162,136+202.7% | $152,301+222.3% | $154,746+217.2% |
| Participation rate | 86.7% | 84.1%+2.6pp | 82.4%+4.2pp | 80.7%+6.0pp |
| Annual return | 16.53% | 91.02%-74.5pp | 80.50%-64.0pp | 172.34%-155.8pp |
| Employer contribution / active EE | $25,111 | $4,890+413.5% | $4,624+443.0% | $4,379+473.4% |
| Participant deferral / active EE | $12,820 | $8,341+53.7% | $8,004+60.2% | $6,730+90.5% |
| Admin fee / account holder | $131,152 | $15,759+732.2% | $14,398+810.9% | $14,365+813.0% |