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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,303 | $165,399+120.9% | $149,745+143.9% | $158,982+129.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.05% | 348.34%-342.3pp | 276.72%-270.7pp | 302.99%-296.9pp |
| Employer contribution / active EE | $8,736 | $5,105+71.1% | $4,646+88.0% | $4,763+83.4% |
| Participant deferral / active EE | $28,374 | $7,183+295.0% | $6,843+314.6% | $5,983+374.2% |
| Admin fee / account holder | $933 | $10,811-91.4% | $9,312-90.0% | $11,252-91.7% |