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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $532,287 | $160,040+232.6% | $147,096+261.9% | $145,877+264.9% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 38.78% | 98.49%-59.7pp | 419.75%-381.0pp | 551.28%-512.5pp |
| Employer contribution / active EE | $26,389 | $5,289+398.9% | $4,936+434.6% | $4,663+465.9% |
| Participant deferral / active EE | $12,177 | $8,429+44.5% | $8,071+50.9% | $6,691+82.0% |
| Admin fee / account holder | $5,181 | $15,050-65.6% | $13,005-60.2% | $13,402-61.3% |