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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,585 | $148,623+159.4% | $135,974+183.6% | $139,466+176.5% |
| Participation rate | 91.7% | 83.9%+7.8pp | 81.9%+9.7pp | 80.3%+11.3pp |
| Annual return | 3.90% | 79.30%-75.4pp | 68.30%-64.4pp | 373.66%-369.8pp |
| Employer contribution / active EE | $25,421 | $5,246+384.5% | $4,859+423.2% | $4,754+434.7% |
| Participant deferral / active EE | $13,507 | $8,103+66.7% | $7,760+74.1% | $6,712+101.2% |
| Admin fee / account holder | $95,555 | $12,406+670.3% | $10,767+787.5% | $11,409+737.6% |