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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,317 | $81,262+326.2% | $155,602+122.6% | $80,911+328.0% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 13.63% | 33.34%-19.7pp | 64.81%-51.2pp | 35.63%-22.0pp |
| Employer contribution / active EE | $9,449 | $3,102+204.6% | $4,675+102.1% | $2,756+242.9% |
| Participant deferral / active EE | $5,997 | $3,451+73.8% | $5,629+6.5% | $4,297+39.6% |
| Admin fee / account holder | $17,393 | $7,992+117.6% | $15,923+9.2% | $6,935+150.8% |