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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,125 | $91,179+270.8% | $178,499+89.4% | $79,852+323.4% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 7.89% | 24.19%-16.3pp | 151.10%-143.2pp | 31.72%-23.8pp |
| Employer contribution / active EE | $9,609 | $3,256+195.1% | $5,011+91.7% | $2,471+288.9% |
| Participant deferral / active EE | $5,977 | $3,236+84.7% | $5,202+14.9% | $3,740+59.8% |
| Admin fee / account holder | $49,088 | $6,749+627.4% | $13,986+251.0% | $5,306+825.1% |