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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,694 | $73,839+277.4% | $143,788+93.8% | $68,495+306.9% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -13.64% | 1.01%-14.7pp | -0.03%-13.6pp | -7.84%-5.8pp |
| Employer contribution / active EE | $8,916 | $3,184+180.0% | $4,952+80.1% | $2,596+243.4% |
| Participant deferral / active EE | $5,515 | $3,384+63.0% | $5,638-2.2% | $4,028+36.9% |
| Admin fee / account holder | $16,191 | $5,755+181.4% | $14,675+10.3% | $5,403+199.7% |