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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,675 | $77,638+297.6% | $156,551+97.2% | $62,881+390.9% |
| Participation rate | 98.2% | 71.2%+27.0pp | 84.0%+14.2pp | 69.3%+28.9pp |
| Annual return | 9.62% | 50.33%-40.7pp | 32.23%-22.6pp | 20.14%-10.5pp |
| Employer contribution / active EE | $6,872 | $3,444+99.5% | $5,501+24.9% | $2,281+201.3% |
| Participant deferral / active EE | $4,971 | $3,046+63.2% | $4,871+2.1% | $3,203+55.2% |
| Admin fee / account holder | $11,403 | $5,561+105.0% | $13,028-12.5% | $4,296+165.5% |