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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,873 | $75,832+279.6% | $147,617+95.0% | $59,633+382.7% |
| Participation rate | 98.4% | 71.6%+26.8pp | 84.6%+13.7pp | 68.7%+29.7pp |
| Annual return | -8.40% | 0.37%-8.8pp | 61.98%-70.4pp | 2041.45%-2049.8pp |
| Employer contribution / active EE | $7,572 | $3,485+117.3% | $5,564+36.1% | $2,203+243.8% |
| Participant deferral / active EE | $5,804 | $3,131+85.4% | $4,895+18.6% | $3,192+81.9% |
| Admin fee / account holder | $23,661 | $5,986+295.3% | $11,612+103.8% | $4,297+450.7% |