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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,984 | $176,077+84.0% | $159,455+103.2% | $167,518+93.4% |
| Participation rate | 95.7% | 84.9%+10.7pp | 82.8%+12.8pp | 82.1%+13.5pp |
| Annual return | 17.56% | 331.83%-314.3pp | 263.63%-246.1pp | 478.71%-461.2pp |
| Employer contribution / active EE | $4,015 | $5,298-24.2% | $4,830-16.9% | $4,838-17.0% |
| Participant deferral / active EE | $2,124 | $7,751-72.6% | $7,353-71.1% | $6,342-66.5% |
| Admin fee / account holder | $944 | $12,556-92.5% | $10,800-91.3% | $12,312-92.3% |