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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,601 | $148,623+131.9% | $135,974+153.4% | $139,466+147.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.70% | 79.30%-68.6pp | 68.30%-57.6pp | 373.66%-363.0pp |
| Employer contribution / active EE | $6,339 | $5,246+20.8% | $4,859+30.5% | $4,754+33.3% |
| Participant deferral / active EE | $6,382 | $8,103-21.2% | $7,760-17.8% | $6,712-4.9% |
| Admin fee / account holder | $3,778 | $12,406-69.5% | $10,767-64.9% | $11,409-66.9% |