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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,939 | $138,076+69.4% | $123,553+89.3% | $135,380+72.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 8.78% | 153.70%-144.9pp | 119.21%-110.4pp | 519.81%-511.0pp |
| Employer contribution / active EE | $4,589 | $5,152-10.9% | $4,628-0.8% | $4,779-4.0% |
| Participant deferral / active EE | $1,299 | $6,800-80.9% | $6,426-79.8% | $5,609-76.8% |
| Admin fee / account holder | $606 | $10,917-94.5% | $9,284-93.5% | $10,828-94.4% |