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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,639 | $157,304+57.4% | $141,197+75.4% | $152,909+62.0% |
| Participation rate | 94.7% | 84.8%+9.9pp | 82.5%+12.3pp | 82.5%+12.3pp |
| Annual return | 3.86% | 64.34%-60.5pp | 71.41%-67.5pp | 345.46%-341.6pp |
| Employer contribution / active EE | $4,609 | $5,263-12.4% | $4,736-2.7% | $4,764-3.3% |
| Participant deferral / active EE | $1,513 | $7,111-78.7% | $6,710-77.4% | $5,851-74.1% |
| Admin fee / account holder | $1,330 | $12,126-89.0% | $10,265-87.0% | $11,601-88.5% |