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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,598 | $160,040+96.0% | $147,096+113.2% | $145,877+115.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.81% | 98.49%-77.7pp | 419.75%-398.9pp | 551.28%-530.5pp |
| Employer contribution / active EE | $3,569 | $5,289-32.5% | $4,936-27.7% | $4,663-23.5% |
| Participant deferral / active EE | $4,724 | $8,429-44.0% | $8,071-41.5% | $6,691-29.4% |
| Admin fee / account holder | $183,681 | $15,050+1120.5% | $13,005+1312.4% | $13,402+1270.5% |