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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,768 | $81,208-17.8% | $98,920-32.5% | $79,856-16.4% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | -0.28% | 60.99%-61.3pp | 196.47%-196.8pp | 31.71%-32.0pp |
| Employer contribution / active EE | $3,766 | $1,960+92.2% | $2,689+40.0% | $2,471+52.4% |
| Participant deferral / active EE | $4,195 | $3,265+28.5% | $4,245-1.2% | $3,741+12.1% |
| Admin fee / account holder | $1,218 | $6,013-79.7% | $6,643-81.7% | $5,306-77.0% |