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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,938 | $79,961-7.5% | $98,462-24.9% | $75,177-1.6% |
| Participation rate | 93.9% | 70.4%+23.6pp | 75.2%+18.8pp | 67.2%+26.7pp |
| Annual return | 3.41% | 19.75%-16.3pp | 21.17%-17.8pp | 160.75%-157.3pp |
| Employer contribution / active EE | $5,679 | $2,264+150.8% | $3,049+86.3% | $2,671+112.6% |
| Participant deferral / active EE | $6,045 | $3,753+61.1% | $4,738+27.6% | $4,126+46.5% |
| Admin fee / account holder | $2,085 | $6,842-69.5% | $8,875-76.5% | $5,651-63.1% |