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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,308 | $58,828+5.9% | $78,002-20.1% | $62,881-0.9% |
| Participation rate | 100.0% | 71.1%+28.9pp | 75.5%+24.5pp | 69.3%+30.7pp |
| Annual return | 2.52% | 17.16%-14.6pp | 425.99%-423.5pp | 20.14%-17.6pp |
| Employer contribution / active EE | $3,954 | $1,672+136.5% | $2,470+60.1% | $2,281+73.3% |
| Participant deferral / active EE | $3,087 | $2,686+15.0% | $3,497-11.7% | $3,203-3.6% |
| Admin fee / account holder | $753 | $4,393-82.9% | $5,481-86.3% | $4,296-82.5% |