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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,310 | $67,411-3.1% | $91,004-28.2% | $70,126-6.9% |
| Participation rate | 89.5% | 71.4%+18.1pp | 75.6%+13.9pp | 69.5%+19.9pp |
| Annual return | 7.27% | -40.16%+47.4pp | 4.60%+2.7pp | 73.15%-65.9pp |
| Employer contribution / active EE | $3,604 | $1,786+101.8% | $2,456+46.8% | $2,343+53.9% |
| Participant deferral / active EE | $2,911 | $2,823+3.1% | $3,548-17.9% | $3,332-12.6% |
| Admin fee / account holder | $3,945 | $4,236-6.9% | $5,417-27.2% | $4,645-15.1% |