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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,071 | $76,371-9.6% | $93,621-26.2% | $72,976-5.4% |
| Participation rate | 97.5% | 71.8%+25.7pp | 75.8%+21.7pp | 69.5%+28.0pp |
| Annual return | 5.07% | 25.82%-20.7pp | 32.76%-27.7pp | 81.02%-75.9pp |
| Employer contribution / active EE | $3,874 | $2,276+70.2% | $2,719+42.5% | $2,440+58.8% |
| Participant deferral / active EE | $3,678 | $3,538+4.0% | $4,070-9.6% | $3,608+2.0% |
| Admin fee / account holder | $451 | $6,839-93.4% | $7,890-94.3% | $5,124-91.2% |