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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,376 | $115,814+152.5% | $101,275+188.7% | $158,982+83.9% |
| Participation rate | 95.2% | 79.4%+15.9pp | 75.8%+19.4pp | 82.0%+13.3pp |
| Annual return | 12.17% | 56.16%-44.0pp | 46.48%-34.3pp | 302.99%-290.8pp |
| Employer contribution / active EE | $6,711 | $4,176+60.7% | $3,660+83.3% | $4,763+40.9% |
| Participant deferral / active EE | $6,884 | $4,958+38.8% | $4,371+57.5% | $5,983+15.0% |
| Admin fee / account holder | $1,860 | $7,249-74.3% | $5,948-68.7% | $11,252-83.5% |