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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,802 | $124,351+166.0% | $109,188+203.0% | $167,553+97.4% |
| Participation rate | 94.4% | 79.4%+15.0pp | 75.9%+18.6pp | 82.1%+12.3pp |
| Annual return | 11.26% | 26.04%-14.8pp | 25.76%-14.5pp | 478.89%-467.6pp |
| Employer contribution / active EE | $8,091 | $4,210+92.2% | $3,723+117.3% | $4,840+67.2% |
| Participant deferral / active EE | $7,661 | $5,257+45.7% | $4,654+64.6% | $6,343+20.8% |
| Admin fee / account holder | $4,620 | $7,975-42.1% | $6,755-31.6% | $12,316-62.5% |