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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,214 | $106,280+211.6% | $96,538+243.1% | $139,487+137.5% |
| Participation rate | 93.8% | 77.8%+15.9pp | 74.3%+19.4pp | 80.3%+13.4pp |
| Annual return | 13.78% | 38.48%-24.7pp | 35.74%-22.0pp | 373.84%-360.1pp |
| Employer contribution / active EE | $9,338 | $4,107+127.4% | $3,740+149.7% | $4,755+96.4% |
| Participant deferral / active EE | $8,505 | $5,457+55.9% | $4,880+74.3% | $6,713+26.7% |
| Admin fee / account holder | $3,750 | $7,888-52.5% | $6,737-44.3% | $11,407-67.1% |