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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,876 | $99,345+169.6% | $84,753+216.1% | $273,972-2.2% |
| Participation rate | 95.8% | 80.7%+15.1pp | 76.6%+19.2pp | 83.0%+12.8pp |
| Annual return | 6.82% | 22.93%-16.1pp | 22.78%-16.0pp | 41.46%-34.6pp |
| Employer contribution / active EE | $3,145 | $4,214-25.4% | $3,574-12.0% | $4,869-35.4% |
| Participant deferral / active EE | $7,606 | $4,270+78.1% | $3,712+104.9% | $5,287+43.9% |
| Admin fee / account holder | $22,893 | $6,645+244.5% | $5,333+329.3% | $10,133+125.9% |