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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,526 | $52,678+419.2% | $75,784+260.9% | $59,633+358.7% |
| Participation rate | 80.0% | 67.2%+12.8pp | 75.8%+4.2pp | 68.7%+11.3pp |
| Annual return | -1.55% | 2.95%-4.5pp | 9.68%-11.2pp | 2041.45%-2043.0pp |
| Employer contribution / active EE | $4,333 | $2,193+97.5% | $3,323+30.4% | $2,203+96.7% |
| Participant deferral / active EE | $7,017 | $2,591+170.9% | $3,652+92.2% | $3,192+119.9% |
| Admin fee / account holder | $2,860 | $3,610-20.8% | $5,300-46.0% | $4,297-33.4% |