Retirement plan

RUTAN & TUCKER, LLP PROFIT SHARING PLAN

Name: RUTAN & TUCKER, LLP - RUTAN & TUCKER, LLP PROFIT SHARING PLAN (2018) Form 5500
Creator: RUTAN & TUCKER, LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RUTAN & TUCKER, LLP PROFIT SHARING PLAN, RUTAN & TUCKER, LLP

RUTAN & TUCKER, LLPEIN 95-3519027Plan #013PY 2018

611 ANTON BLVD SUITE 1400 - COSTA MESA, CA 92626714-641-5100rutan.comLinkedIn201-500 employeeslaw practice

Other plans on this EIN

2 filings

#018Retirement-$16.0M assets #015Retirement-$11.4M assets

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$123.2M

-13.2% from 2017

Total participants

225

-0.9% from 2017

Average account balance

$557,620

-12.4% from 2017

Annual return

-0.79%

-16.37 pp from 2017

Benchmarks

See 5,340 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,340 peers

Snapshot2018

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Analytics

Total assets (EOY)

Plan-year ending balance

$170.57M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$765K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

223

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$6.40M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$37K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.36%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$69

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY1 year Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 27 · EIN 20-8764829	Advisory (Plan)	$7,313
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$254
TD AMERITRADE, INC.4+ years Service code 33 · EIN 82-0543156 200 S. 108TH AVENUE · OMAHA, NE 68154	Securities brokerage	$178
MATRIX TRUST COMPANY3 years Service code 18 · EIN 75-3182674	Trustee (directed); Other services; C...	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2R2T3B3D3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$238K

$1344 / participant

Investment mgmt$35K14.8%
Other / not subdivided$203K85.2%

% of EOY assets

0.193%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WARNICK, MAESTAS & MARONEY
Auditor EIN: 330941619
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$557,620

$73,102+662.8%

$123,544+351.4%

$56,287+890.7%

Participation rate

97.7%

74.3%+23.4pp

82.3%+15.4pp

69.9%+27.9pp

Annual return

-0.79%

3.01%-3.8pp

119.20%-120.0pp

-9.96%+9.2pp

Employer contribution / active EE

$16,650

$2,977+459.3%

$4,628+259.8%

$2,111+688.7%

Participant deferral / active EE

$10,443

$5,423+92.6%

$6,426+62.5%

$3,350+211.8%

Admin fee / account holder

$1,076

$554+94.3%

$9,284-88.4%

$521+106.6%

Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY1 year

Filed as: MORGAN STANLEY SMITH BARNEY LLC

Service code 27 · EIN 20-8764829

Advisory (Plan)

$7,313

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$254

TD AMERITRADE, INC.4+ years

Service code 33 · EIN 82-0543156

200 S. 108TH AVENUE · OMAHA, NE 68154

Securities brokerage

$178

MATRIX TRUST COMPANY3 years

Service code 18 · EIN 75-3182674

Trustee (directed); Other services; C...

RUTAN & TUCKER, LLP PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RUTAN & TUCKER, LLP PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion