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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 27 · EIN 20-8764829 | Advisory (Plan) | $7,313 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $254 |
TD AMERITRADE, INC.4+ years Service code 33 · EIN 82-0543156 200 S. 108TH AVENUE · OMAHA, NE 68154 | Securities brokerage | $178 |
MATRIX TRUST COMPANY3 years Service code 18 · EIN 75-3182674 | Float revenue; Custodial (securities)... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $557,620 | $73,102+662.8% | $123,553+351.3% | $56,289+890.6% |
| Participation rate | 97.7% | 74.3%+23.4pp | 82.3%+15.4pp | 69.9%+27.9pp |
| Annual return | -0.79% | 3.01%-3.8pp | 119.21%-120.0pp | -9.96%+9.2pp |
| Employer contribution / active EE | $16,650 | $2,977+459.3% | $4,628+259.8% | $2,111+688.7% |
| Participant deferral / active EE | $10,443 | $5,423+92.6% | $6,426+62.5% | $3,350+211.7% |
| Admin fee / account holder | $1,076 | $554+94.3% | $9,284-88.4% | $521+106.6% |