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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $157,741 |
RBC GLOBAL ASSET MANAGEMENT1+ years Filed as: CITY NATIONAL BANK Service code 26 · EIN 95-1780067 | Advisory (Participants) | $19,998 |
KEN THAYER TRUST DEED SERVICING1+ years Service code 51 · EIN 33-0098085 | Investment Mgmt Fees | $18,674 |
FIRST FOUNDATION ADVISORS1+ years Service code 26 · EIN 33-0221828 | Advisory (Participants) | $14,715 |
AB FUNDS1+ years Filed as: ALLIANCE BERNSTEIN, LLP Service code 26 · EIN 13-4132953 | Advisory (Participants) | $10,130 |
SILVERGATE ADVISORS1+ years Service code 26 · EIN 95-4820670 | Advisory (Participants) | $6,999 |
TD AMERITRADE, INC.1+ years Service code 59 · EIN 82-0543156 | Shareholder Servicing | $475 |
MATRIX TRUST COMPANY1+ years Filed as: MG TRUST CO., DBA MATRIX TRUST CO. Service code 62 | Soft dollars commissions; Float revenue | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $529,501 | $70,002+656.4% | $115,038+360.3% | $52,331+911.8% |
| Participation rate | 98.4% | 72.1%+26.3pp | 81.4%+17.0pp | 68.1%+30.3pp |
| Annual return | 1.88% | 4.04%-2.2pp | 26.14%-24.3pp | 4.54%-2.7pp |
| Employer contribution / active EE | $15,230 | $2,715+461.0% | $4,608+230.5% | $1,882+709.4% |
| Participant deferral / active EE | $9,223 | $4,920+87.5% | $6,026+53.0% | $3,022+205.2% |
| Admin fee / account holder | $1,035 | $566+82.8% | $8,175-87.3% | $592+74.9% |