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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,442 | $77,817+345.2% | $123,553+180.4% | $64,173+439.9% |
| Participation rate | 74.1% | 74.7%-0.6pp | 82.3%-8.2pp | 69.6%+4.5pp |
| Annual return | -9.55% | 12.49%-22.0pp | 119.21%-128.8pp | 7.63%-17.2pp |
| Employer contribution / active EE | $697 | $3,014-76.9% | $4,628-84.9% | $2,381-70.7% |
| Participant deferral / active EE | $7,623 | $5,240+45.5% | $6,426+18.6% | $3,470+119.7% |
| Admin fee / account holder | $18,016 | $5,519+226.4% | $9,284+94.0% | $4,887+268.6% |