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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,546 | $138,114+74.2% | $125,391+91.8% | $134,545+78.8% |
| Participation rate | 81.0% | 84.5%-3.5pp | 82.4%-1.4pp | 81.2%-0.3pp |
| Annual return | -22.17% | 750.88%-773.1pp | 572.41%-594.6pp | 418.37%-440.5pp |
| Employer contribution / active EE | $725 | $5,246-86.2% | $4,816-85.0% | $4,742-84.7% |
| Participant deferral / active EE | $7,787 | $7,801-0.2% | $7,448+4.6% | $6,401+21.6% |
| Admin fee / account holder | $4,178 | $11,570-63.9% | $10,009-58.3% | $11,431-63.5% |