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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,008 | $89,370+383.4% | $141,197+206.0% | $72,976+492.0% |
| Participation rate | 68.0% | 75.1%-7.1pp | 82.5%-14.5pp | 69.5%-1.5pp |
| Annual return | 19.02% | 111.88%-92.9pp | 71.41%-52.4pp | 81.02%-62.0pp |
| Employer contribution / active EE | $847 | $3,115-72.8% | $4,736-82.1% | $2,440-65.3% |
| Participant deferral / active EE | $5,974 | $5,419+10.2% | $6,710-11.0% | $3,608+65.6% |
| Admin fee / account holder | $12,029 | $5,957+101.9% | $10,265+17.2% | $5,124+134.8% |