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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,768 | $148,629+113.1% | $135,982+132.9% | $139,487+127.1% |
| Participation rate | 77.3% | 83.9%-6.6pp | 81.9%-4.6pp | 80.3%-3.1pp |
| Annual return | 24.40% | 79.33%-54.9pp | 68.32%-43.9pp | 373.84%-349.4pp |
| Employer contribution / active EE | $853 | $5,247-83.7% | $4,859-82.4% | $4,755-82.1% |
| Participant deferral / active EE | $7,903 | $8,102-2.5% | $7,760+1.8% | $6,713+17.7% |
| Admin fee / account holder | $2,673 | $12,406-78.5% | $10,767-75.2% | $11,407-76.6% |