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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,299 | $176,120+72.8% | $159,487+90.8% | $167,553+81.6% |
| Participation rate | 84.2% | 85.0%-0.7pp | 82.8%+1.4pp | 82.1%+2.1pp |
| Annual return | 10.30% | 331.95%-321.6pp | 263.71%-253.4pp | 478.89%-468.6pp |
| Employer contribution / active EE | $894 | $5,299-83.1% | $4,831-81.5% | $4,840-81.5% |
| Participant deferral / active EE | $8,379 | $7,752+8.1% | $7,354+13.9% | $6,343+32.1% |
| Admin fee / account holder | $322,844 | $12,561+2470.2% | $10,804+2888.3% | $12,316+2521.3% |