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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,182 | $93,023-13.8% | $77,027+4.1% | $134,493-40.4% |
| Participation rate | 0.0% | 74.5%-74.5pp | 67.9%-67.9pp | 81.2%-81.2pp |
| Annual return | -8.72% | 62.61%-71.3pp | 42.32%-51.0pp | 418.01%-426.7pp |
| Employer contribution / active EE | $0 | $3,418-100.0% | $2,813-100.0% | $4,740-100.0% |
| Participant deferral / active EE | $0 | $5,238-100.0% | $4,427-100.0% | $6,400-100.0% |
| Admin fee / account holder | $105,544 | $6,944+1420.0% | $5,425+1845.4% | $11,425+823.8% |